Seeking Resolutions For Bad Faith Insurance Disputes
Bad faith insurance occurs when an insurance company denies a valid claim, uses delay tactics or makes lowball settlement offers. While insurance companies often brag about their coverage, their claim denial rate is just as important.
As a bad faith insurance attorney, I know the tactics insurance companies use to deny or delay claims. At Flaherty Law, LLC, I serve Plainfield, Chicago and the rest of Illinois, providing guidance to those dealing with bad faith insurance issues. With almost 20 years of experience, I represent plaintiffs and defendants, giving me a unique understanding of the legal process.
Types And Signs Of Bad Faith Insurance
First-party bad faith occurs when an insurance company denies or delays a claim made by its own policyholder. In contrast, third-party bad faith occurs when an insurance company denies or delays a claim made by someone else against its policyholder.
Common signs of bad faith include:
- Unreasonable delays
- Misrepresenting policy claims
- Pressure to settle quickly
- Denial of a valid claim without a valid reason
Understanding these signs is crucial in determining bad faith insurance. If you identify any of these signs, it’s essential to seek counsel from a bad faith insurance lawyer to help you protect your rights.
Common Questions About Bad Faith Insurance
As a bad faith insurance lawyer, I understand the frustration that you may feel. If you suspect bad faith insurance, I have answered some common questions about it.
How can I prove my insurance company is acting in bad faith?
You can gather evidence of the insurance company’s actions, such as letters, emails and phone records. You can also show that it failed to investigate your claim properly or made unreasonable demands.
What damages can I recover from my bad faith insurance lawsuit in Illinois?
Damages may include compensation for emotional distress, attorney’s fees and other related expenses.
Are there certain types of insurance claims that are more prone to bad faith?
Disability or life insurance claims may be more prone to bad faith due to the complexity of the personal injury claims process and the potential for large payouts.
Get Help Now For Your Bad Faith Insurance Issue
If you are facing a bad faith insurance dispute, I can help. Call 815-860-5702 or complete my online form to schedule your free consultation and let me work toward a fair resolution.